As one of the insurance specialists for the group, I help people with: Life Insurance - Life insurance is one of the most versatile planning tools. It can help with tax planning as well as providing a death benefit to you loved ones. Disability Insurance - Is essentially, paycheck insurance. If you do encounter a disability, it helps you to receive a paycheck and lessen the financial burden. Long Term Care Insurance - With the rising costs of health care for the elderly, a retirement plan can be devastatingly expensive. Long Term Care Insurance can help alleviate the costs of taking care of yourself, or a loved one.